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Instead of risking missing a payment on one or multiple cards, there is only one payment to remember.

A credit consolidation loan isn’t just for credit card debt; many people add in other debts, even car loans to the payment.

Additionally, you’ll get a new loan term ranging from 10 to 30 years.

Your repayment term will generally start within 60 days of when your consolidation loan is first disbursed and will be based on your total federal student loan balance, among other factors.

We’re on your side, even if it means we don’t make a cent.

The credit consolidation loan calculator can help you compare your current payments against those of a new loan.

Though a lump sum payment can be convenient, it may not be the best decision for your situation.

You’re generally eligible once you graduate, leave school or drop below half-time enrollment.

Consolidating your federal loans through the Department of Education is free; steer clear of companies that charge fees to consolidate them for you.

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